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19th Hole

Golf 101: How to calculate golf handicap

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Golf’s handicap index system had an overhaul in 2020. So, here at GolfWRX, we’ve decided to put together this guide to explain what is a handicap index in golf, some of the key terms and how you can manually calculate your index.

How to calculate golf handicap: What is handicap index in golf?

Your golf handicap index is a number that represents your ability based on your previous scores on the golf course.

For 2020, players can achieve a handicap by submitting only three 18-hole scores.

What your handicap index means.

The lower your golf handicap, the more skilled as a golfer you are. A player with a handicap of 20 playing a par 72 course will be expected to shoot a total score of 92, while a player with a five handicap will be expected to shoot 77.

How to calculate your handicap manually in 2020.

With recent adjustments to the golf handicap system in 2020, the new formula for estimating your handicap index is:

Handicap Index x (Slope Rating/113) + (Course Rating- Par)

Here are the steps to calculate and understand your handicap index:

Using the USGA’s equitable stroke control while adjusting the individual 18-hole scores. Players are restricted to the maximum number of strokes you can enter in a given hole based on the course difficulty:

Course Handicap

  • Nine or less – Max Score: Double bogey
  • 10-19 – Max Score: 7
  • 20-29 – Max Score: 8
  • 30-39 – Max Score 9
  • 40+ – Max Score: 10

Then use the following formula to calculate the handicap differential.

Handicap differential = (Adjusted Gross Score-rating of the course) X 113 / Course slope ratings.

Course rating is a figure that indicates the difficulty of a golf course to a golfer who averages even par on a round of 18. Slope rating is a numerical value that indicates the relative difficulty of a set of tees on a golf course for a bogey golfer in comparison to a scratch golfer.

Then select the lowest differential.

When there are 10 differentials for conditions, measure the sum for the lowest 3 handicap differentials. Calculate the sum to the lowest 6 for 15 HDs. Always use the 10 best from the most recent 20 scores once you have at least 20 scores.

Then calculate the average differentials from net handicap by multiplying the average differential by 0.96.

Per the USGA, the default maximum number from any handicap index in a golf match should be 40.4 for women and 36.4 for men if played on an 18-hole course. On the 9-hole course, it would be 18.2 for men and 20.2 for women.

Course handicap = Handicap Index X Slope Rating/113 + (Course Rating-Par)

Assuming this course handicap calculation is 15.1 with a course slope of 120, the handicap index of the player in question would be 15.

Course Handicap = 15.1 x 120 / 113 = 16.03 = 13

For more information on the World Golf Handicap system, visit USGA.org.

 

Gianni is the Managing Editor at GolfWRX. He can be contacted at [email protected]

19th Hole

How much each player won at the 2026 Masters

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Rory McIlroy made it two wins in as many years at Augusta National, seeing off the challengers on a dramatic Sunday to slip on the green jacket once again. The victory earned Rory a whopping payday of $4.5 million, with Scottie Scheffler his closest challenger earning $2.43 million for his sole runner-up finish.

With a total prize purse of $22.5 million up for grabs, here’s a look at how much each player won at the 2026 Masters tournament.

For players that did not make the cut, they still earned $25k for their efforts at the year’s opening major.

  • 1: Rory McIlroy, $4.5 million
  • 2: Scottie Scheffler, $2.43 million
  • T3: Tyrrell Hatton, $1.08 million
  • T3: Russell Henley, $1.08 million
  • T3: Justin Rose, $1.08 million
  • T3: Cameron Young, $1.08 million
  • T7: Collin Morikawa, $725,625
  • T7: Sam Burns, $725,625
  • T9: Xander Schauffele, $630,00
  • T9: Max Homa, $630,00
  • 11: Jake Knapp, $562,500
  • T12: Jordan Spieth, $427,500
  • T12: Brooks Koepka, $427,500
  • T12: Hideki Matsuyama, $427,500
  • T12: Patrick Reed, $427,500
  • T12: Patrick Cantlay, $427,500
  • T12: Jason Day, $427,500
  • T18: Viktor Hovland, $315,000
  • T18: Maverick McNealy, $315,000
  • T18: Matt Fitzpatrick, $315,000
  • T21: Keegan Bradley, $252,000
  • T21: Ludvig Aberg, $252,000
  • T21: Wyndham Clark, $252,000
  • T24: Matt McCarty, $182,083
  • T24: Adam Scott, $182,083
  • T24: Sam Stevens, $182,083
  • T24: Chris Gotterup, $182,083
  • T24: Michael Brennan, $182,083
  • T24: Brian Campbell, $182,083
  • T30: Alex Noren, $146,250
  • T30: Harris English, $146,250
  • T30: Shane Lowry, $146,250
  • T33: Gary Woodland, $121,500
  • T33: Dustin Johnson, $121,500
  • T33: Brian Harman, $121,500
  • T33: Tommy Fleetwood, $121,500
  • T33: Ben Griffin, $121,500
  • T38: Jon Rahm, $105,750
  • T38: Ryan Gerard, $101,250
  • T38: Haotong Li, $96,750
  • T41: Justin Thomas, $92,250
  • T41: Sepp Straka, $87,750
  • T41: Jacob Bridgeman, $83,250
  • T41: Kristoffer Reitan, $78,750
  • T41: Nick Taylor, $74,250
  • 46: Sungjae Im, $69,750
  • 47: Si Woo Kim, $65,250
  • 48: Aaron Rai, $61,650
  • T49: Corey Conners, $57,600
  • T49: Marco Penge, $57,600
  • 51: Kurt Kitayama, $55,250
  • 52: Sergio Garcia, $54,000
  • 53: Rasmus Hojgaard, $52,650
  • 54: Charl Schwartzel, $51,300

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19th Hole

CBS’s Sunday Masters coverage slammed by golf fans

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While Sunday was a dramatic day at the Masters, many golf fans were left feeling frustrated by the CBS final round coverage.

There were plenty of moments that golf fans took to social media to air their frustrations on Sunday over, including a lack of shots being shown throughout the day, being behind the live action, confusion over the approach shots of the final group on 18, and providing an angle for the winning putt where the cup couldn’t be seen.

Here’s a look at some of the criticisms that were directed at the CBS coverage throughout the day on X:

It’s rare criticism coming in for CBS, who are usually heavily praised for their Masters coverage each year.

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19th Hole

The surprise club Tommy Fleetwood says is key to his Masters chances

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Tommy Fleetwood goes in search for the first major victory of his career again this week, with the Englishman proving to be a popular pick at Augusta National.

Fleetwood’s best showing at Augusta came back in 2024 where he finished T3, and while speaking at his pre-tournament press conference, the 35-year-old emphasized the importance of his 9-wood in his pursuit of the green jacket.

Speaking on Tuesday to media, Fleetwood said:

“It’s a great 9-wood golf course. I think it’s always been — I can’t remember when I first put like a 9-wood in or a high lofted club, but it’s a perfect like 9-wood golf course. I’ve had that in the bag for a few years.”

The Englishman continued, revealing that his strategy for the week won’t just be to hit driver off the tee as much as possible:

“Yeah, it’s funny really because I know Augusta is probably associated with being fairly forgiving off the tee in a way, so you think you can whale around driver a little bit. But I don’t necessarily think that’s always the play for me. I think there’s holes that set up really well where I can draw it with the mini driver if I’m feeling less comfortable with the driver and things like that.”

That strategy he believes will make his TaylorMade Qi10 9-wood extra critical this week in Georgia:

“The biggest thing is the 9-wood for me. If I can put myself in position on the par-5s or the 4th long par-3, like it — for me, I can’t really hit that high 4-iron, so 9-wood helps me a lot.”

Tommy Fleetwood WITB 2026

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