One of my favorite golf stories involves Tinsley Penick, the retired head pro at Austin Country Club in Texas and son of legendary instructor Harvey Penick. About a dozen years ago, he was approached in the pro shop by a non-member seeking instruction. "I'm 48 years old," the man said. "I've got all the money I'll ever need and want to concentrate on my golf game for the next two years so I can qualify for the Senior Tour when I turn 50."

"That's an amazing coincidence," Mr. Penick said. "I know another person who's 48, who has all the money he'll ever need and is concentrating on his golf game to get ready for the Senior Tour. He's outside right now. Would you like to meet him? His name is Tom Kite." Mr. Kite, of course, is a 19-time PGA Tour winner and former U.S. Open champion who grew up in Texas.