QUOTE(bm2090 @ Jan 6 2008, 02:25 PM)

The 16 HC's would get a stroke on each of the top six handicapped holes. It doesn't matter whether it be front or back nine; it's the top six handicap holes.
Which for 99.9% of golf courses is 3 a side.
HCP holes 1/3/5 and 2/4/6.